Renters Insurance in Indiana
If you reside within Indiana as a renter, renters’ insurance will be a needed part of your renting journey, allowing you to protect your assets after covered perils occur. In addition to this, you can also expect to have protection against liability claims, keeping your financial assets secure. Victorious Family Insurance of Plainfield, IN can work with you to determine your insurance need and discuss the types of renters insurance available to Indiana residents.
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Personal Property Coverage
Personal property coverage protects your belongings when risks such as fire, theft, and vandalism occur. If your furniture, clothing, and electronics are damaged or stolen during any of the above perils, this coverage helps you cater to the costs of replacing or fixing them. Also, take note that this insurance may not cover expensive items such as art and jewelry due to their high costs and will require you to get extra coverage.
Liability coverage protects you from liability risks you are found liable for when other parties get injured, or their property gets damaged during a visit to your home. If, for instance, your guest falls or your pet harms them, liability coverage ensures that their medical expenses are paid for. It also comes in handy when your guests’ property gets destroyed, compensating them for replacing or repairing their items. Liability coverage does not, however, cover intentional acts of harm to 3rd party damages or injuries.
Additional Living Expenses Coverage
If your home gets damaged during covered perils, additional living expenses coverage kicks in to cater to your extra living costs. Examples of these types of events include fire outbreaks, hail, or vandalism damage. Additional living expenses coverage ensures that expenses related to hotel accommodation, travel costs, and food are covered until your home is fixed.
If your home needs protection from any risks mentioned above, consider getting in touch with Victorious Family Insurance in Plainfield, IN today. We provide customized renters insurance to Indiana residents for peace of mind and a better life.