5 Myths About Auto Insurance in Indiana

Myth 1: A red car costs more to insure Fact: The color of your car has no effect on your insurance premium.Your rates are instead determined by factors like the vehicle’s make, model, safety features, cost of repairs, and the driver’s history.  Myth 2: If...

5 Myths about Homeowners Insurance in Indiana

For homeowners in Indiana, understanding the details of their policy is critical for adequate protection. Here are five common myths about homeowners insurance in Indiana.  Myth 1: My standard policy covers all natural disasters, including floods and earthquakes...

Ten Ways to Prepare Your Home for Fall

Here are 10 ways to prepare your home for fall, focusing on both essential maintenance and creating a cozy, safe indoor environment.  Outdoor maintenance Clean your gutters and downspouts. Remove leaves, twigs, and other debris that accumulated over the summer....

Plainfield Teen Drivers: Staying Safe on the Road

Keeping teen drivers safe in Plainfield, Indiana, involves a combination of education, parental involvement, and adherence to state driving laws, including Indiana’s Graduated Driver Licensing (GDL) Law.  Here’s a breakdown of key aspects: 1. Graduated...

Mooresville Teen Drivers: Staying Safe on the Road

As an independent insurance agent serving Mooresville, Indiana, understanding the challenges and concerns parents face when adding a teenage driver to their auto insurance policy is important. The excitement of a teenager getting behind the wheel is often met with the...

Insurance Rate and Premium Regulation in Indiana

Insurance Rate and Premium Regulation in Indiana  1. Regulatory Authority  The Indiana Department of Insurance (IDOI) oversees the setting of insurance rates and premiums. Insurers must file proposed rates with the department and receive approval before...